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The “stress test rate” or “mortgage qualifying rate” is used by federally regulated lenders to gauge theoretical. using.

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Taking on a mortgage is a big financial commitment. Have you saved a deposit? lenders typically require a deposit of.

The key difference with the emergence of big data analytics is the amount of data at companies' disposal. Models with more data have gotten.

Its rise points to a bigger shift in the home-lending business to specialized mortgage lenders that fall outside the banking sector.

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