Fannie Mae Mortgage Programs Fannie Mae wants to make it easier to build a home – Mortgage. Fannie Mae wants to make it easier for prospective homebuyers to build new homes. The company is considering multiple initiatives that would help address the lack of affordable homes in.Maximum Conforming Loan Limits king county fha Loan Limits Conforming Loan Limits 2016 Conventional Loan Limits 2017 Bergen County Loan Limits in 2017 – NJ Lenders – Here is an up-to-date explanation of Bergen County loan limits for FHA and conventional conforming home loans. Bergen County Loan Limits in 2017 and 2018. Some mortgage programs limit the size of the loan that can be acquired or insured. These maximum amounts are aptly referred to as "loan limits."2016 California Conventional Loan Limits – Lendia – conventional loans fannie and freddie 2016 conventional Loan Limits effective January 1 2016. The general conforming loan limits for 2016 remained mostly unchanged from 2015. The 2016 high-cost area loan limits have increased for 39 counties due to a high-cost area adjustment or the county being newly assigned to a high-cost area.The conforming loan limits also apply to other government-backed housing programs. The FHA set the floor at $314,827 while setting their ceiling at $726,525. Those fha loan amounts correspond to 65% of the baseline conforming limit & 100% of the high-cost area conforming limit.For 2019, all Southern California counties get to enjoy a 6.9 percent conforming loan limit increase from $453,100 to $484,350. Conforming loan limits generally run at one-eighth to one-quarter point.

Non-conforming loans are an option if you want a loan amount above conforming loan limits or added guideline flexibility.

Non-conforming -Non-conforming loans are mortgages that do not meet the loan limits discussed above, as well as other standards related to your credit-worthiness, financial standing, documentation status etc. Non-conforming loans cannot be purchased by Fannie Mae or Freddie Mac. The #1 reason for needing a non-conforming loan