Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association.

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The following is the general process in Connecticut: A buyer submits a loan application to their lender, either directly or through a mortgage broker. See a sample Uniform Residential Loan Application used in Connecticut. Within 3 days, the lender sends a "Good Faith Estimate," or GFE, to the buyer that is a breakdown of estimated closing costs.

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