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Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London Interbank Offered Rate (LIBOR). Bank of America ARMs use LIBOR as the basis for ARM interest rate adjustments.

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Home Point Financial Partners with Capsilon to Evolve Mortgage Underwriting – SAN FRANCISCO, March 20, 2019 /PRNewswire/ — Capsilon, a leading provider of digital mortgage solutions, announced today the beta launch of Capsilon Digital Underwriter, the industry’s first.

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Loan – Wikipedia – In finance, a loan is the lending of money by one or more individuals, organizations, or other. Acting as a provider of loans is one of the main activities of financial institutions such as. If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it.

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