Retail Mortgage  · Retail banking, also known as consumer banking, is the typical mass-market banking in which individual customers use local branches of larger commercial banks.

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APR Formula and Calculation. What the APR Tells You. APR vs. A fixed APR loan has an interest rate that is guaranteed not to change.

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Using the loan amount, interest rate, term of the loan and fees, this calculator provides the total loan fees, monthly payment and APR for the loan.