Today’s mortgage rates in West Virginia. Whether you’re ready to buy or just looking, you’ve come to the right place. Compare West Virginia mortgage rates available online for the loan options below. The current mortgage rates listed below assume a few basic things about you: You have very good credit (a FICO credit score of 740+)

West Virginia allows both judicial and non-judicial foreclosures, which means lenders are not required to go through the court system to foreclose on a home. While non-judicial foreclosures are most common, a lender may file a lawsuit after the proceedings to receive a deficiency judgment.

Two Options for west virginia home construction loans. The first option for West Virginia home construction loans is traditional home financing. A traditional real estate mortgage will work if your builder accepts the traditional lender’s requirements. This means the builder won’t receive payment until your home is completed.

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The West Virginia Housing Development Fund provides the convenience of automatic payment processing for your monthly mortgage payment, FREE, as a service to you. You can save time and expense by signing up for the automatic payment withdrawal service today!

Non-prime mortgages are making a comeback and new lenders are introducing new programs almost monthly. While the current loan products are not quite like the pre-recession subprime mortgage programs, they are increasingly becoming available to borrowers with lower credit scores, the self-employed, and other types of borrowers that have been left out from getting a mortgage for almost a decade.