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-front mortgage insurance premium rate is 1% of the loan amount. FHA: Up-front mortgage insurance premium rate is 1.75% of the loan amount.
FHA loans vs USDA loans Archives – USDALoan.org – FHA Vs. usda. fha insured loans require a minimum down payment of 3.5% of the purchase price and most conventional lenders expect a down payment of 20%. Even if you were to opt for a FHA mortgage, you would have to come up with $3,500 for every $100,000 you need for your new home purchase and with a USDA loan program, this amount can be as.